Tag Archives: Banks

Updated pipeline on Italian NPE Market

Banca IFIS recently issued an update to its NPL Market Watch showing a pipeline of new transactions worth some € 32 billion showing a slight decrease of only 5Bn with respect to the last forecast published in January. A significant … Continue reading

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How bad will be 2020 for Italian Banks?

The Covid19 Shock has hit Italian banks after a 4 years struggle to reduce NPLs’ stock and increase capital buffer. Since the peak of 2015 gross NPE stock has more than halved and NPE ratio reached the lowest level in … Continue reading

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Is a Bad Bank the right solution for Euro zone?

The main problem with dealing with a Bad Bank is the proper assessment of distressed assets’ current value and how this is affected by estimation of expected cash flows. If the actual value is lower than trasfer price to the … Continue reading

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NPL Call Main Takeways

On friday 3rd of April I had a very interesting and insightful conversation with with Giovanni Bossi following the questions raised by Morya Longo. We talked on a video conference call open to some 250 professionals that contributed to an … Continue reading

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#Savethedate NPL Call 3 aprile

A 360° conversation on Covid-19 impact on current status and reasonable perspectives of Credit Management Industry, NPL Market and broad banking industry with Giovanni Bossi and myself. Morya Longo is going to moderate the event. #SavetheDate April 3rd 12 pm … Continue reading

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Hard times for Italian Banks

In the mid-1990s Bill Gates declared “banking is necessary, banks are not” Today disruption process promoted by fintech companies can be seen as the coup de grace to weakened traditional banks that over the years have struggled to compete with … Continue reading

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Will ECB become less demanding on Banks’ M&A?

The European Central Bank (ECB) published the outcomes of its 2019 Supervisory Review and Evaluation Process (SREP). While capital requirements in 2019 remain unchanged from 2018, at 10.6%, some significant concerns remain regarding business models’ sustainability, with low profitability as … Continue reading

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Specialization and Concentration as main drivers of NPL market

Unipol engaged 2 transactions with BPER involving Sale of the entire shareholding in Unipol Banca to BPER Banca for €220m in cash  Purchase by UnipolRec of a portfolio of the BPER Banca Group non-performing loans wth a gross value of 1.3€bn … Continue reading

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T6 Next event on Foreclosures

#Savethedate – Rome 3 December 2018 – T6 Association is going to held its annual event on Foreclosures and Real Estate. ASSOCIAZIONE T.S.E.I. – stands for  “Tavolo di Studio sulle Esecuzioni Italiane” and is a think thank working on the assessment … Continue reading

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Why ECB guidelines on NPL are so much about moral suasion

Some commentators are worried about the impact that recently published Addendum to ECB guidelines on NPL management could have on banks provisions and lending capacity. The idea is that stricter requirements could push banks to increase provisions on NPEs and, … Continue reading

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